What we offer:
- Standard home loans with all major banks
- Low or no-deposit loans with legal fee assistance
- Government assisted home loan packages
- Shared equity home loans (WA State Goverment)
- First Home Buyer's Grant (FHOG) assisted loans
- Low or no-documentation loans
- Home to home relocation loans
We take all the hassle out of finding the best loan for you and help you with all the paperwork to make financing easy.
First Home Owners Grant
A $10,000 grant is available to any West Australian purchasing their first owner occupied home.
Concessions of up to 100 percent on payable stamp duty on the purchase of land up to $300,000 and reduced rates up to $400,000 for all First Home Owners.
Low Deposit Loan
We can look at all options available which enable eligible applicants to borrow up to 95% of the purchase price, with the deposit coming from a range of sources.
Keystart Government Assisted Loan
The West Australian Government assists to provide loans with only 2 percent deposit and no mortgage insurance for First and Second Home buyers.
Even providing assistance with ongoing payments during construction.
Family Guarantor Loan
To help on occasions where you need more income or deposit in order to obtain a loan.
Family members can often use own resources or equity in their home to guarantee your loan
A low or no–documentation loan is ideally suited for investors or self employed borrowers looking to refinance or purchase.
No tax returns or financial reports are required.
Line of Credit Home Loan
This creative loan for investment revolves around equity built up in your property and allows access to funds when needed.
Normal, Fixed Rate, Interest Only and Lower Deposit Loans
Of course we specialise in obtaining the best loans for your particular circumstances where we will always search out the best for you.
Bridging Home Loan
Coordinating the sale of your current home with the purchase of a new property can create pressure and be complex.
Bridging is a temporary loan providing financial cover which allows you to buy or build your new property before you sell your current home.
Non Conforming Loan
Sometimes qualifying for a loan can be difficult, particularly if you are close to retirement, a seasonal or contract worker, non resident or a no-deposit holder.
Don't despair, we may be able to assist you - just ask!
Reverse Mortgage Loan
Allows retired home owners above a certain age the ability to borrow against the value of their home.
No repayments are required, instead the interest or charges are added to the loan balance which becomes payable either by the estate of a deceased borrower, when the borrowers leave or sell the property.